The closing process is one of the most worrisome for home buyers. The problem is not so much about what you'll have to do, but what you don't know. If you are a first-time home buyer, the closing process can seem like a daunting one, with many papers to sign and many concerns to consider. When you have a trusted closing specialist by your side, the process can be less stressful for you. Nevertheless, it is critical for individuals who are about to step into this stage of the home buying process to fully understand what it means and what to expect.

What Are the Closing Costs?

A key component of the process is the closing costs. This is a term you'll hear from the day you apply for your mortgage until you get it underway. This is a term that applies to…

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Being self employed can pose some level of risk to a lender. If you are planning to buy a home as a self employed borrower, you'll need to do some extra work to alleviate those concerns of the lender. The good news is that you can still get a loan. You'll just have to prove to the lender, like everyone else has to, that you can afford to make your mortgage payments. When you do this, you'll be able to find a loan that's right for your needs.

Prove Your Income

As a self employed individual, proving your income is the most important part of this process. You may not have accurate records or any records at all. Your income may change drastically from one time to the next. Or, you may not be sure you want to state just how much you earn. In short,…

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